/* Hub Coberturas — exclusivo (prefixo hcb-). FAST TRACK · reutiliza DS v4.1. */
.hero .hcb-breadcrumb{padding:0 0 16px;font-size:13px;color:rgba(255,255,255,.72)}
.hero .hcb-breadcrumb a{color:#fff;font-weight:600;text-decoration:none}
.hero .hcb-breadcrumb a:hover{color:#ffb3c4}
.hero .hcb-breadcrumb span[aria-hidden]{margin:0 8px;opacity:.55}
.hero .hero-actions{margin-bottom:4px}
.hero .hero-note{margin-top:16px}
.hcb-trust-chips{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 18px}
.hcb-trust-chips span{display:inline-flex;align-items:center;padding:6px 12px;border-radius:999px;font-size:11px;font-weight:700;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);color:#eef4fa}
.hcb-glass-title{margin:0 0 6px;font-size:16px;font-weight:800;color:inherit}

.hcb-snapshot{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.hcb-snapshot__item{display:flex;flex-direction:column;gap:8px;padding:20px;border-radius:16px;border:1px solid #e3e8ef;background:#fff;box-shadow:0 8px 22px rgba(6,20,38,.05);min-height:100%}
.hcb-snapshot__icon{width:36px;height:36px;display:grid;place-items:center;border-radius:10px;background:#f3f6fa;color:var(--red);font-weight:800}
.hcb-snapshot__item strong{font-size:15px}
.hcb-snapshot__item p{margin:0;font-size:13px;line-height:1.5;color:#5f6b7a;flex:1}

.hcb-banner{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between;padding:20px 22px;border-radius:16px;background:#f3f7fb;border:1px solid #d5e0ec}
.hcb-banner__copy{margin:0;max-width:72ch}
.hcb-banner__copy strong{display:block;margin-bottom:6px;color:var(--navy);font-size:16px}
.hcb-banner__copy p{margin:0;font-size:14px;line-height:1.55;color:#3a4554}
.hcb-banner-wrap{margin-top:-28px;margin-bottom:28px}

.hcb-shortcuts{display:flex;flex-wrap:wrap;gap:10px}
.hcb-shortcuts a{border:1px solid #cfd8e4;background:#fff;color:var(--navy);border-radius:999px;padding:10px 16px;font-size:12px;font-weight:700;text-decoration:none}
.hcb-shortcuts a:hover{border-color:var(--red);color:var(--red)}

.hcb-eligibility{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.hcb-eligibility__card{padding:22px;border-radius:16px;border:1px solid #e3e8ef;background:#fff}
.hcb-eligibility__card h3{margin:0 0 10px;font-size:18px}
.hcb-eligibility__card p,.hcb-eligibility__card li{font-size:14px;line-height:1.55;color:#5f6b7a}
.hcb-eligibility__card ul{margin:0;padding-left:1.1em}
.hcb-eligibility__card--limit{background:#fff8f9;border-color:#f3c9d2}

.hcb-modes{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.hcb-modes article{padding:18px;border-radius:14px;border:1px solid #e3e8ef;background:#fff}
.hcb-modes h3{margin:0 0 8px;font-size:15px}
.hcb-modes p{margin:0;font-size:13px;line-height:1.5;color:#5f6b7a}

.hcb-profiles{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.hcb-profiles__card{padding:22px;border-radius:16px;border:1px solid #e3e8ef;background:#fff;display:flex;flex-direction:column;gap:10px}
.hcb-profiles__card h3{margin:0;font-size:18px}
.hcb-profiles__card p{margin:0;font-size:14px;line-height:1.55;color:#5f6b7a;flex:1}
.hcb-profiles__actions{display:flex;flex-wrap:wrap;gap:8px}

.hcb-docs{display:grid;gap:10px;margin:0;padding:0;list-style:none}
.hcb-docs details{border:1px solid #e3e8ef;border-radius:12px;background:#fff;padding:14px 16px}
.hcb-docs summary{cursor:pointer;font-weight:700;color:var(--navy)}
.hcb-docs details p{margin:10px 0 0;font-size:14px;line-height:1.55;color:#5f6b7a}
.hcb-docs-note{margin-top:14px;font-size:13px;line-height:1.5;color:#657386}

.hcb-steps{margin:0;padding:0;list-style:none;display:grid;gap:12px;counter-reset:hcstep}
.hcb-steps li{position:relative;padding:16px 18px 16px 56px;border-radius:14px;background:#fff;border:1px solid #e3e8ef;counter-increment:hcstep}
.hcb-steps li::before{content:counter(hcstep);position:absolute;left:16px;top:16px;width:28px;height:28px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:12px;font-weight:800}
.hcb-steps strong{display:block;margin-bottom:4px}
.hcb-steps span{font-size:13px;color:#5f6b7a;line-height:1.5}

.hcb-bridge{padding:22px;border-radius:16px;border:1px solid #e3e8ef;background:#fff;display:grid;gap:12px}
.hcb-bridge p{margin:0;font-size:14px;line-height:1.55;color:#3a4554}
.hcb-bridge--neutral{background:#f7f9fc;border-style:dashed}
.hcb-bridge__badge{display:inline-flex;align-self:flex-start;padding:4px 10px;border-radius:999px;font-size:10px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;background:#eef3f8;color:#4a5a6d}

.hcb-decision{display:grid;gap:12px}
.hcb-decision__q{font-weight:700;margin:0}
.hcb-decision__chips{display:flex;flex-wrap:wrap;gap:8px}
.hcb-decision__chips button{appearance:none;border:1px solid #cfd8e4;background:#fff;border-radius:999px;padding:10px 14px;font:inherit;font-size:12px;font-weight:700;cursor:pointer}
.hcb-decision__chips button[aria-pressed=true]{border-color:var(--red);color:var(--red);background:#fff5f7}
.hcb-decision__out{margin-top:4px;padding:16px;border-radius:12px;background:#f3f6fa;font-size:14px;line-height:1.5}
.hcb-decision__out[hidden]{display:none!important}
.hcb-decision__actions{margin-top:8px}

.hcb-checklist{margin:0;padding:0;list-style:none;display:grid;gap:10px}
.hcb-checklist li{display:grid;grid-template-columns:28px 1fr;gap:12px;align-items:start;padding:14px 16px;border-radius:12px;background:#fff;border:1px solid #e3e8ef}
.hcb-checklist li>span{display:grid;place-items:center;width:28px;height:28px;border-radius:8px;background:#fff0f3;color:var(--red);font-weight:800}
.hcb-checklist strong{display:block;margin-bottom:4px;color:var(--navy);font-size:14px}
.hcb-checklist p{margin:0;font-size:13px;line-height:1.5;color:#5f6b7a}

.hcb-errors{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.hcb-errors article{padding:18px;border-radius:14px;border:1px solid #e3e8ef;background:#fff}
.hcb-errors h3{margin:0 0 8px;font-size:15px}
.hcb-errors p{margin:0;font-size:13px;line-height:1.5;color:#5f6b7a}

.hcb-explore{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.hcb-explore__item{padding:18px;border-radius:14px;border:1px solid #e3e8ef;background:#fff;display:flex;flex-direction:column;min-height:100%}
.hcb-explore__item strong{display:block;margin-bottom:6px}
.hcb-explore__item p{margin:0 0 12px;font-size:13px;color:#5f6b7a;flex:1}
.hcb-explore__item--neutral{background:#f7f9fc;border-style:dashed}
.hcb-explore__badge{display:inline-flex;align-self:flex-start;margin:0 0 10px;padding:4px 10px;border-radius:999px;font-size:10px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;background:#eef3f8;color:#4a5a6d}

.hcb-soft-cta,.hcb-future-cta{appearance:none;display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:999px;border:1px solid #cfd8e4;background:#fff;color:var(--navy);font:inherit;font-size:13px;font-weight:800;cursor:pointer;text-decoration:none}
.hcb-soft-cta:hover,.hcb-future-cta:hover{border-color:var(--red);color:var(--red)}
.hcb-future-cta{background:#f7f9fc}

.hcb-bullets{margin:4px 0 0;padding:0;list-style:none;display:grid;gap:10px}
.hcb-bullets li{padding:12px 14px;border-radius:12px;background:#f7f9fc;border:1px solid #e8edf3;font-size:13px;line-height:1.5;color:#3a4554}
.hcb-bullets strong{color:var(--navy)}

.hcb-eeat{padding:18px 20px;border-radius:14px;background:#fff8f9;border:1px solid #f3c9d2;font-size:14px;line-height:1.55;color:#3a4554}
.hcb-eeat strong{color:var(--navy)}
.hcb-eeat-wrap{padding-bottom:48px}

.hcb-sticky{position:fixed;left:0;right:0;bottom:0;z-index:40;transform:translateY(110%);transition:transform .25s ease;padding:10px 0 calc(10px + env(safe-area-inset-bottom));background:rgba(5,15,28,.92);backdrop-filter:blur(14px);color:#fff}
.hcb-sticky.is-visible{transform:translateY(0)}
.hcb-sticky__inner{display:flex;align-items:center;justify-content:space-between;gap:12px}
.hcb-sticky__copy{margin:0;font-size:13px;font-weight:700}
.hcb-sticky__actions{display:flex;gap:8px;flex-wrap:wrap}
body.has-hcb-sticky{padding-bottom:84px}

.hcb-lead-form{display:grid;grid-template-columns:1fr 1fr;gap:14px;background:#fff;border-radius:18px;padding:24px;border:1px solid #e3e8ef}
.hcb-lead-form label{display:flex;flex-direction:column;gap:6px;font-size:12px;font-weight:700;color:#071a33}
.hcb-lead-form input,.hcb-lead-form textarea{width:100%;min-height:48px;border:1px solid #d8e0ea;border-radius:10px;padding:0 12px;font:inherit;font-weight:500}
.hcb-lead-form textarea{padding-top:12px;min-height:96px;resize:vertical}
.hcb-lead-form__submit{grid-column:1/-1;border:0}
.hcb-lead-form__feedback{grid-column:1/-1;margin:0;font-size:13px;min-height:1.2em}
.hcb-lead-form__feedback.is-ok{color:#0a7a45}
.hcb-lead-form__feedback.is-err,.hcb-lead-form__feedback.is-fail{color:#b00020}
.hcb-lead-form small{grid-column:1/-1;color:#657386;font-size:11px;line-height:1.45}
.hcb-lead-form.is-sending{opacity:.85}

.hcb-spacer{margin-top:18px}
.button.button-whatsapp{background:#075e54;border-color:#075e54;color:#fff}
.button.button-whatsapp:hover{background:#064e46;border-color:#064e46;color:#fff}
#faq-contratar .bh-faq__count{color:#3d4a5c}

@media (max-width:1100px){
  .hcb-snapshot,.hcb-modes,.hcb-profiles,.hcb-explore,.hcb-errors,.hcb-eligibility{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  .hcb-snapshot,.hcb-modes,.hcb-profiles,.hcb-explore,.hcb-errors,.hcb-eligibility{grid-template-columns:1fr}
  .hcb-lead-form{grid-template-columns:1fr;padding:18px}
  .hcb-sticky__inner{flex-direction:column;align-items:stretch}
  .hcb-sticky__actions .button{flex:1}
  .hcb-banner{flex-direction:column;align-items:flex-start}
  .hcb-trust-chips{max-width:340px}
}
@media (prefers-reduced-motion:reduce){
  .hcb-sticky{transition:none}
}